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Market Insights
Banking Without Friction: How AI, Personalization, and Open APIs Turn Products Into Intelligent Journeys
Banking is shifting from “Where do you bank?” to “How does your money work for you, wherever you are?” The…
Over the past five years, India’s consumer credit story has quietly changed its entry point. For a 24-year-old gig worker…
Real-time payments have moved from novelty to necessity. But behind the clean “instant payment successful” screen is a messy infrastructure…
The new deal: JPMorgan starts charging for data For more than a decade, U.S. open banking ran on an odd…
What Is KYC in Digital Banking Today? Know Your Customer (KYC) is the process banks use to verify a customer’s…
Legacy, rules-based monitoring is like using a rear-view mirror to drive a Formula 1 car. Financial crime moves in milliseconds;…
The New Reality of Platform Banking Picture this: a regional bank that once prided itself on agility and innovation now…
When Algorithms Watch the Watchmen It’s a Friday evening in the control room of a securities regulator. The usual dashboards…
The New Frontier of Money Imagine paying for a coffee in 2028 with your government’s digital currency, not a bank…
When Your Bank Account Becomes a Smart Contract Imagine this: you deposit ₹10,000 into your savings account on Friday. Instead…