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Introduction Retail loan origination has entered a decisive new phase. QKS Group defines Retail Loan Origination Systems (RLOS) as end-to-end…
What is the SPARK Matrix™ The SPARK Matrix™, developed by QKS Group, is a proprietary competitive intelligence and benchmarking framework…
Commercial Loan Origination 2024 vs 2025: Who’s Evolving, Who’s Stalling, and Why It Matters
The commercial lending technology landscape has shifted dramatically between 2024 and 2025. What was once a modest evolution is now…
Vendor Risk Management (VRM) has quietly shifted from a compliance necessity to a core pillar of enterprise resilience. The 2025…
Generative AI is no longer a lab experiment in financial services; it’s quietly running in customer service, software delivery, risk…
The new deal: JPMorgan starts charging for data For more than a decade, U.S. open banking ran on an odd…
What Is KYC in Digital Banking Today? Know Your Customer (KYC) is the process banks use to verify a customer’s…
The New Collateral: Turning ESG Data into Financial Leverage In the evolving landscape of sustainable banking, 2026 marks a radical…
Legacy, rules-based monitoring is like using a rear-view mirror to drive a Formula 1 car. Financial crime moves in milliseconds;…
Why “Trust” Has Become the Weakest Link in Financial Security For decades, banks and financial institutions relied on the idea…