sparkplus

The open banking intermediaries market has shifted from data aggregation utilities to full-scale orchestration engines. Between 2023 and 2024, leadership…

Synthetic Identity Fraud in Banking: A Humanized View of the Crisis Imagine being a compliance officer at a regional bank.…

Picture this: it’s 7:42 p.m. on a Friday, and your phone buzzes with a message that looks eerily like your…

The life and annuity (L&A) insurance industry is at a critical inflection point, moving beyond mere digital transformation toward a…

The financial services industry has always been a heavy consumer of computational power. From calculating derivatives and forecasting risk to…

Introduction: Why Lending Needs More Than Speed In 2025, fintech lending is no longer a side business; it is the…

In 2025, India has become the benchmark for digital finance. Consumers here can pay, borrow, and send money almost instantly,…

Introduction: Can Banks Keep Pace With Launderers? Every year, billions of dollars move illegally across borders, disguised under layers of…

Financial services used to treat personalization as an afterthought, adding a name to an email or showing a “recommended” savings…

In 2023, behavioral biometrics was largely seen as an advanced but niche fraud prevention tool, a complement to multi-factor authentication…